OC OFFER: If you would like a no obligation free financial health check, please get in touch. I'd love to hear from you at Peter.Ward@sjpp.co.uk

Today most people feel uncertainty about their financial future. I can help you - by either getting you started on your own personal journey towards financial well-being - or I will lift the lid on your existing financial arrangements and answer key questions, including:

Q: What's actually in your pension(s) and investment funds?

Q: How are they performing?

Q: How much risk are you taking and is it aligned with your goals?

Q: What actions do you need to take to meet your objectives?

Q: When will you be able to retire?

I will help you plan for the right money to be available for the right people, at the right time, whatever challenges life may bring. I help private individuals, business owners, and corporate executives.

I specialise in:

* Retirement planning

* Tax-efficient investment planning

* School and University fees planning

* Financial protection against risk

* Trust and estate (IHT) planning

We are all unique but often share a common goal, to make the most of our hard-earned money for our benefit and that of our loved ones. To help my clients achieve this I commit to:

* Understand your circumstances, priorities and responsibilities, by discussing them in person so that I can ensure my advice is specific to you;

* Review the suitability and effectiveness of your existing financial arrangements for your current and future needs;

* Protect your future opportunities and lifestyle, by helping you to make better informed, and more consistent, financial decisions;

* Enhance the use of your financial resources for the benefit of you and your family;

* Refine your personal financial plan with annual and ad hoc reviews.

By understanding your situation, and applying my professional knowledge to it, I can help you balance your lifestyle needs today with a plan to help achieve, or exceed, your future aspirations.

As a Partner of St. James's Place Wealth Management, I have access to a comprehensive range of solutions and the support of their in-house technical experts, to meet my client's needs, whatever they may be.

I am a Chartered Accountant (no longer practicing) and had a 20+ year career in Investment Banking in the City before I joined SJP in 2016. As a long term client of St. James's Place, my decision to join as a Partner was in part motivated by how much my wife and I have benefited personally from having an adviser with St. James's Place.